So..,I forgot to include something in our September numbers. Dividend was paid…and that’s income…right? However, I didn’t add that to our income…duhuh. Originally, these were the numbers:
Mortgage: 34.40% (+0.29)
Emergency fund: 186.8% (-31.6% because we invested a bunch of stocks! Still…way too much cash for my liking….)
Stash (=EF + stocks): 18.76% (When will we pass 20%??)
Savings rate this month: 32% (Boohooh, October is going to be worse…we booked a holiday home for a week. However, that’s something we’re really going to enjoy! ❤ )
Savings rate this year: 43% (Ok)
Now that I included the dividend paid, we managed to boost our savings rate to 35% that month. Woot!
From now on, I will always add dividend to our income. Our VWRL stocks pay dividend in March, June, September and December. Our Meesman stocks will provide dividend mid-year, however the dividend is reinvested automatically. That’s still income, right?