Monthly Archives: September 2015

Decluttering: Almost There…..And The Market Is At It Again!

In the rare moments I have some spare time to do something useful these days I choose to declutter. And the hubby is dragged into my new hobby, but he seems to be ok with that. We’re almost there in the sense that “there” means we went through all our stuff and tossed many things out. We still need to rearrange some things and we’re still in doubt about some stuff. I find it very intriguing that we seem to value our stupid stuff so much. I’m addicted to The Minimalists. I’m still a rookie, though.

This week our VWRL dividend was paid out. That, and the market is at it again. Last month the hubby chickened out…but he found faith and huge chunks of cash went to buying stocks. Next month it’s my turn and we’re getting closer to the point where we will have invested everything but our emergency fund. I’m very much looking forward to that. Oh, and I’ll be reinvesting the dividend, compound interest rocks!

Lots of love,

Mrs EconoWiser

August Numbers

August 2015
Mortgage: 34.09% (+0.16)
Emergency fund: 218.4% (-94.8 because we invested a bunch of stocks! Still…way too much cash for my liking….)
Stash (=EF + stocks): 18.18% (-0.97% due to loss of value in stocks)
Savings rate this month: 41% (Nice!)
Savings rate this year: 44% (Happy!)


Mrs EconoWiser