Dear friends,

These are last month’s numbers:

October 2015
Mortgage: 34.49% (+0.09)
Emergency fund: 100.01% (we’re ALL IN investmentwise! WOOHOOH!!! As of now we’ll keep our emergency fund at 100% and invest all our surplus money on top of our monthly investments. Yeah, baby! Oh, and the 0.01% was interest paid on these savings accounts)
Stash (=EF + stocks): 19.96% (+ 1.2% due to the stock market! And: ARGH, just 0.04% shy of 20%!!!)
Savings rate this month: 37% (Hey, not bad as we went on a weeklong holiday! )
Savings rate this year: 42% (Hmmm, I’d like to keep this above 40% this year…50% seems a bit too adventurous for us right now…)

I am VERY excited about the fact that we’re already at 1/5 of our FI journey!

And even MORE excited about the fact that we are now ALL IN!!! Which means that we’ll keep our emergency fund at 100% (unless an emergency requires us to dig into that fund, I can’t tell you the number, it’s somewhere between 0 and 50K 😉 ) and throw all surplus money at the stock market on top of our monthly investments. Woohooh!!!

Lots of love,

Mrs EconoWiser

 

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3 thoughts on “

  1. ambertreeleaves

    Great milestone: be all in…! We are there as well. It is exciting and scary at the same time.
    As i beleive that investing is the right thing to do, that is what I do.

    Keep investing!

    Reply
  2. E.

    Congrats! How did you convince your husband to go all in? I know you’ve been wanting to do this for a long time but he did not right? I’m curious to hear what changed his mind!

    Reply

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