The Numbers Are In: We Own 50% Of Our Home!

Oh, hi there! So, I discovered a teeny tiny (ahem, huge) mistake in my Excel sheet. Anyway, I updated the numbers from January up until now.

April 2020

Mortgage: 50.07% (+ 0.24% wooooooooohooooooooooooooohhhhhh, we actually own 50% of our home!!! -> as long as we keep paying our mortgage that is…because as y’all know what happens if you don’t…)
Emergency fund: 136% (Due to Labour Day our mortgage hasn’t been collected by the bank yet….I expect they’ll collect it on 4th May…still there’s a lot of excess money that we can throw into VWRL, which we will)
Stash (= net worth): 49.16% (+3.39% uhm….I really don’t understand why the market is doing what it’s doing….whatever, just keep throwing money into VWRL)

March 2020

Mortgage: 49.83% (+ 0.23% we can smell that 50% mark, here we come!)
Emergency fund: 121% (We bought some toys for the kids as their birthdays came and went…without a party due to COVID-19)
Stash (= net worth): 45.77% (-3.43% fasten your seatbelts…..and stay the course!)

Februari 2020

Mortgage: 49.60% (+ 0.20% almost half our house is actually ours! We are now focusing on investing, instead of paying off the mortgage)
Emergency fund: 137% (We didn’t spend too much on our ski trip)
Stash (= net worth): 49.20% (- 1.87% oh dear…down it goes…and not being halfway there anymore sure hurts…)

Januari 2020
Mortgage: 49.38% (+ 0.24% almost half our house is actually ours! We are now focusing on investing, instead of paying off the mortgage)
Emergency fund: 131% (Mortgage is due tomorrow since the first of Februari was on a Saturday…that and we’re going on a skitrip at the end of this month so cash will come in handy)
Stash (= net worth): 51.07% (found a mistake in my Excel sheet, December should’ve been something like 52% or so…but still: halfway there!)

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