December Numbers

December 2015
Mortgage: 34.72% (+0.23)
Emergency fund: 100.02% (the 0.02% is interest received)
Stash (=EF + stocks): 20.09% (+0.13% YEAH! We passed the 20% mark!!! Multiply this amount by five and we’re FI)
Savings rate this month: 30% (Yikes, however…our mortgage payment for January was already collected this month, so we had two mortgage payments in December. It should relieve January 2016 off monetary pressure)
Savings rate this year: 40% (So, 40% it is!)

How did your 2015 fare?


Mrs EconoWiser


10 thoughts on “December Numbers

  1. Maia

    Nice! You’re doing so good!

    We’ve had a very good year! I’m glad to announce that we did get a 50% savings rate!
    At the start of 2016 we own 35% of our house and we expect to pay our mortgage of in about 7 more years. Then we can really save a lot!
    For now, next year will be slow financially. Mostly because we are expecting our baby in may and I won’t be working for the next year or two. But we have a good financial foundation!

  2. Team CF

    Ha, that is going to be one good savings rate for January! Even with two mortgage payments, you still saved 30% of your income in (an generally expensive) December, pretty good.

    Good luck in 2016.

  3. John


    I don’t see any contact form, so I’ll write here in the comments. I’ve just stumbled upon your blog and it’s very interesting. Congratulations on your path to FI, I keep my fingers crossed!

    I’d like to ask whether you’d consider writing a post on brokers in the Netherlands. I’d like to invest in index funds (Vanguard or similar) but I have troubles finding a way to buy them, as I don’t know which brokers can be trusted and how to find one with reasonable fees. Would you mind sharing which brokers you use / tried?

    Thanks in advance!

  4. Pascal

    Your last post on twitter is from two weeks ago. Is this blog going to continue? Hopefully all is well.

  5. A-non

    Is there any particular reason you stopped blogging? Your blog was one of the inspirations behind our blog. Hope to see more posts soon!


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