These are our numbers for January 2014:
Mortgage: 31.22% (0.14% increase, interest on the savings part of the mortgage was paid out, we can’t make extra mortgage payments due to stupid tax rules)
Emergency fund: 304.5% (we started throwing more into index investment funds)
Income to spending ratio this month: 78% (as expected, not very impressive and it should be worse. The hubby still needs to pay back the wintersport holiday, but his friend hasn’t sent a bill yet. Also, our January mortgage payment was already deducted in December. Both of us also paid our annual health insurance in full. February will even things out)
Income to spending ratio this year: 78% (not a realistic number yet…)
Hello, Frugal February!