I finally made an overview of our asset allocation in stocks and bonds. I threw the husband’s and my investments together and calculated how much each part weighed. That was a rather easy calculation so I don’t understand why I didn’t do this earlier. Mind you, our home equity and cash are not included. It’s just our investments. Here’s what we owned as per 1 December:
Global stocks: 65% (consists of 55% U.S. 9% U.K. 9% Japan and some other developed countries, no emerging)
European stocks: 12%
Emerging market stocks: 13%
We’re probably overweighed in European stocks…
On 4 December our monthly investment budget was extracted from our bank accounts, so it probably changed a bit. I won’t look at it until 1 January 2014. Ah, index investing is rather peaceful indeed!
I found out a lot yesterday about investing with Vanguard for Europeans. I think I now have all the pieces of the puzzle. However, the husband and I are going to make an analysis. We’ll probably do this over the weekend. Unfortunately that means that readers who are interested in this topic will have to wait for a couple of days. Sorry, guys. I’m doing my utmost best here.