We have thought of a third option for investing, thanks to a comment made by Rational Dutch in the two investment options blog post earlier this week.
Option 3: invest a bigger amount of money every quarter
We could invest a bigger amount of money (it’s big money for us) every quarter with BinckBank. Right after dividends are paid out we could fill up our account to (for example) €5000 and thus reinvest the dividends plus invest a huge chunk of cash. This would cost €11.50 (€6.50+0.1%) in transaction fees. We would only be buying All-World ETFs, since we’re in the wealth building stage. We can’t buy Vanguard bond funds through BinckBank (yet?) anyway. We could still buy bonds with Meesman or SNS Fundcoach at 0.5% transaction fee and 0.3% TER, if we’re interested.
We’ll look at all three options this weekend. Is there a fourth option to consider?