The Numbers

I processed all the October numbers so by the first of November this is our financial situation:

November 2013
Mortgage: 30.93% (I still hate the fact that we can’t make extra mortgage payments anymore…)
Emergency fund: 122% (15% increase! We’re still too chicken to dump a huge amount into investments in one go…)
Stash: 4.14% (Exciting news…we’ll be expecting a windfall this month so our stash will increase like crazy)
Income to spending ratio this month: 62% (very happy about this as we went on a mini-break, bought a second-hand stroller and some other stuff)
Income to spending ratio this year: 64% (No change = good!)

You can compare this with our previous numbers on the dedicated page.

Overall, I’m very happy about last month’s income and expenses.

How did you do?

Love,

Mrs EconoWiser

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