I processed all the October numbers so by the first of November this is our financial situation:
Mortgage: 30.93% (I still hate the fact that we can’t make extra mortgage payments anymore…)
Emergency fund: 122% (15% increase! We’re still too chicken to dump a huge amount into investments in one go…)
Stash: 4.14% (Exciting news…we’ll be expecting a windfall this month so our stash will increase like crazy)
Income to spending ratio this month: 62% (very happy about this as we went on a mini-break, bought a second-hand stroller and some other stuff)
Income to spending ratio this year: 64% (No change = good!)
You can compare this with our previous numbers on the dedicated page.
Overall, I’m very happy about last month’s income and expenses.
How did you do?