Even though I’m only about 7.5 weeks pregnant I have already started looking into the cost of day care. This frugality and managing your money is all about planning and looking ahead, isn’t it? Bloody hell! The costs are ridiculous!
We’d have to pay €310 a month for one day of professional child care a week. We can drop our kid from 07.30 till 18.30 and we’d be paying all those hours. Even though I’d drop it at 08.00 and pick it up at 17.00. It’s the rules or whatever. They charge €6.77 an hour. That’s €3720 a year. You pay this amount every month, whether you’re on holiday or not. Since I have 12 weeks a year off (ah, the joy of working for the Dutch government!) and would be able to take care of the child myself during those three months we’d still be paying that amount. Yikes! That’s almost a thousand euros down the drain!
We don’t qualify for subsidies of any kind, so this is the price we’ll pay. My husband works 4 days a week and so do I. I’ll take care of the little one on Mondays and he’ll be doing that on Fridays. The two grandmothers insist on taking care of the little one a full day each (YAY!). So this leaves us with only one day in paid for child care.
There is a neighbour who is currently minding two kids for another neighbour. I’ve heard she would be interested in taking on more kids. I don’t know her rate, but according to the internet that should be about €4.5 to €5. I also expect her to not mind me taking care of our kid(s) myself during the school holidays. She has the same arrangement with the other neighbour.
Okay, time for some maths. Let’s say she charges €5 an hour and we drop the kid off once a week from 07.30 till 18.00 (let’s assume things take more time a day than I am anticipating now) for 40 days a year in total. That would be €42.5 a day and for forty weeks a year that would total €1700. Wow, a €2.000 difference!
I guess we’re going to have to talk to her when we go public with this whole pregnancy thing?! And we need to think of a good way to properly thank the grandmothers too!
The other option would be for me to work three days a week instead of four.
How have you arranged child care?