The Numbers Are In: We LOVED Frugal June!!!

Holy guacamole! We rocked June!

Okay, first things first. We bought more than 1% of our home in June. We now own 26,83% of our home. Our emergency fund is doing fabulous. Our investment portfolio is the only thing that wasn’t rockin’ this June, but hey.

Now the COOLEST part of the math. This month we received the first part of our tax refund. When adding that extra cash to our salaries we DIDN’T SPEND 59.76% of our income this month!!!

Okay, let’s be fair and extract the tax refund. The calculator now states that we didn’t spend 51,66% of our earnings in June! Ah, you guys know most of it went to our mortgage.

I am soooooooooooooooooooooooooooooo proud of us!!!

This frugal lifestyle has really paid off last month. Oh, July is probably going to be another relatively frugal month. Freedom, here we come!!!

Love,

Mrs EconoWiser

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4 thoughts on “The Numbers Are In: We LOVED Frugal June!!!

  1. Valhalla

    Heerlijk dat jullie zo hard gaan zeg! Het verbaast mij ook elke keer wat een geld je overhoudt als je gewoon ‘niets’ uitgeeft 🙂

    Reply
    1. econowiser Post author

      Ja, het is echt een soort van magisch effect ofzo. Ongelooflijk! Ik wist dat we het goed hadden gedaan afgelopen maand, maar dit was wel heul verbazingwekkend.

      Reply
  2. Wim

    Next step would be to balance your expenses with the passive income to be expected when you turn 50. I am not sure if this works the way they tend to do it in the US but Hanneke van Veen and Rob van Eeden in Europe managed to do so. Not sure how this works when you are raising children till they are graduated or finished university but we will see – in the meantime government cut-backs are increasing – a stitch in time saves nine.

    Reply
    1. econowiser Post author

      Hi Wim,
      Yeah, that’s a good idea. I would like to know what the best ratio for the Dutch is. As Hanneke and Rob are living that life, I’d like to hear from them how they did it and what the “Dutch rules” are.
      Our expenses will probably increase a bit if we have kids. But we intend to stay frugal while raising them!
      And you’re right, there’s no going back to overspending anymore!

      Reply

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